Financial Aid FAQ’s

  • What’s my first step?
    • If you have completed a FAFSA already, add our school code (01081400) and the FA Office will receive your FAFSA in a few days. If you do not already have a completed FAFSA visit our How to Apply for Financial Aid tab, all the information you need is right there!
  • How do I find out what I qualify for?
    • The Federal Student Aid website lists all the basic qualifications. An Offer Letter is emailed to the student once all financial aid paperwork and applications are submitted and after the enrollment contract is on file. Estimations of what will be awarded can be provided by the FA Office if a current FAFSA application is on file.
  • How do I qualify for grants and scholarship?
    • Upon enrolling at PIMS, each accepted student is given a list of organizations that provide scholarships to mortuary students. Federal, state, and institutional grants would be applied for via the FAFSA.
  • What if I do not want loans?
    • Scholarships and grants typically do not cover a term/trimester’s tuition and fees. PIMS does not have a payment plan option, balances are due before finals so that does give a student the term/trimester to make payments.
  • When do I get my financial aid?
    • Please allow two weeks for processing your FAFSA; FAFSA applications are processed on a first come first serve basis. An offer letter, which is a breakdown of what the student qualifies for in both grants and loans is sent to the student once all financial aid paperwork and applications are submitted and after the enrollment contract is on file. Estimations of what will be awarded can be provided by the FA Advisor pending a current FAFSA application is one file.
  • What if I need more money than what I was awarded?
    • Not all students receive enough federal and/or state student aid to cover tuition and fees. Students can offset the out of pocket expense with scholarships and/or private educational loans. PIMS does not have a payment plan option, balances are due prior to finals. If students have questions about funding options they are encouraged to visit or contact the PIMS FA Office at nelachko@pims.edu.
  • I am transferring to your Institution, is my financial aid going to be different?
    • Many of our students are required to complete credits prior to attending PIMS. The only time prior borrowing affects borrowing at PIMS is when the student has already used loans or grants in the current academic year. Another way prior borrowing can affect financial eligibility at PIMS is when a student is close or at max limits. Contact the PIMS FA Office at nealchko@pims.edu to discuss your specific situation.
  • Can I take out a personal loan to cover living expenses?
    • Students are able to borrow funds up to the cost of attendance which includes transportation, food, housing and personal expenses. PIMS encourages responsible borrowing and does not recommend borrowing up to the cost of attendance each academic year. The FA Office recommends creating a budget to determine what is absolutely needed to live on if a student is forced to use educational loan funds for living expenses.
  • Do I qualify for a state grant?
    • PIMS can only accept the Pennsylvania State Grant for students domiciled in the state of Pennsylvania for at least 12 months prior to starting PIMS courses. To view the Pennsylvania State Grant Program qualifications visit http://www.pheaa.org. The FAFSA serves as the state grant application for the Spring and Fall terms, summer is a separate application.